I received $3200 through PayPal, $141 was deducted as fees. I wonder how much fees would I pay if get my payment through crypto? Besides, $2700 of that money is on hold, because my income is considered abnormal. I can't use them until 21 days later.

I haven't been part of the crypto community for a long time. This event really pisses me off and makes me think of the benefit of crypto.

141 / 3200 = 4.5%. I haven't much experience with Paypal and international transfer, is 4.5% too much or normal? Personally, I found it too high.

And reason for money on hold:

We noticed an unusually large increase in your sales activity.

My account has only received one payment before, which was around $200 because I translate the whitepaper of a crypto game.

What puzzles me is the fact that Paypal can simply freeze my money because they or their algorithm deems my legally received payment as unusual.

Of cause it is unusual because this is the first time I work on a bigger project.

The arbitrary power of Paypal and many other companies is the reason why crypto has value.

FYI, I live in China and I get payment for translating an independent game.

I am poor now. I need that money to pay some debts. Shit.